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Flood Insurance is Not A Basic Part of Homeowners Insurance

Floods often accompany other natural disasters such as storms, early snow melts and rising rivers. Construction of roads, shopping malls, residential and industrial complexes reduces the land’s natural ability to absorb water, thus increasing the runoff and risk of flooding. Yet, about 25-percent of all flood insurance claims come from outside of high-risk areas.

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Home Inventory: How to Take One and Why Do You Need One

In addition to helping you prepare for a natural disaster or burglary a professional home inventory will also give you an estimated value of your own personal property. This can be a great tool in estate/financial planning. The total estimated value of your personal property plays a part of your total net worth.

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