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Flood Insurance is Not A Basic Part of Homeowners Insurance

Floods often accompany other natural disasters such as storms, early snow melts and rising rivers. Construction of roads, shopping malls, residential and industrial complexes reduces the land’s natural ability to absorb water, thus increasing the runoff and risk of flooding. Yet, about 25-percent of all flood insurance claims come from outside of high-risk areas.

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Should Children Be Paid An Allowance?

Recently my wife and I have been weighing the idea of giving our children some sort of allowance. My wife and I had different experiences with money growing up but both our parents attempted to teach us financial skills and the value of hard work and savings. As we have been discussing the pros and […]

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